Special incentives on quick move in homes | October 1-14, 2025

¹Contracts must close on or before 12/23/25. See builder for details.

²Available only when you close on a home in the Colorado Division pursuant to a contract signed on or between 10/01/25 and 10/31/25. The up to $75,000 in total incentives represents savings and incentives from purchase price discounts, closing costs and/or rate specials. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-Payment of HOA assessments are typically subject to lender limits. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). Inspire Home Loans® | NMLS # 1564276, www.inspirehomeloans.com, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org © 2025 Century Communities, Inc.

³ Offer is valid for new buyers who sign purchase agreements on select homes at The Aurora Highlands between October 1, 2025, and October 31, 2025, and close in a timely manner. Participating Richmond American Homes companies will pay up to $70,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown when financing provided by HomeAmerican Mortgage Corporation (see licensing information below) or (iii) 2% discount on purchase price. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations

HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License No. ML-5694.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.

©2025 Richmond American Homes; Richmond American Homes of Colorado, Inc

⁴Lower your rate for the first 7 years. Secure a Conventional 30-year 7/6 Adjustable Rate Mortgage with a temporary buydown and no discount fee. Enjoy a starting rate of 3.75%/5.48% APR for the first 7 years of your loan, with even lower payments the first 2 years. Beginning in year 8, your rate will adjust every 6 months based on market changes when using Taylor Morrison Home Funding, Inc.

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 3.75% / 5.48% APR (“Promotion”) valid on new home contracts entered as of 10/1/25 – 10/31/25 (“Promotion Period”) on select eligible Denver area Quick Move-in Homes that close on or before 12/5/25 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.48% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. The initial starting interest rate is 3.75% for 84 months.  After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average Standard Overnight Financing Rate (“SOFR”) index (4.348% as of 9/24/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.75%) and your payment will increase.  Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 2% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

**Lower your rate for the first 5 years. Secure a 30-year FHA 5/1 Adjustable Rate Mortgage. Enjoy a starting rate of 3.75% / 5.56% APR for the first 5 years of your loan. Beginning in year 6, your rate will adjust annually based on market changes when using Taylor Morrison Home Funding, Inc.

Limited Time Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 3.75% / 5.56% APR (“Promotion”) valid on new home contracts entered as of 9/24/25 – 10/31/25 (“Promotion Period”) on select eligible Denver area Quick Move-in Homes that close on or before 11/28/25 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.56% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $400,000 and a loan amount of $392,755, 3.5% down payment and 640 median credit score. Available for FHA loan limits, owner-occupied only. The initial starting interest rate is 3.75% for 60 months.  After the initial period, the variable interest rate and payment may adjust every twelve months and equal the total of the 30-Day Average Treasury Rate index (3.610% as of 9/23/25) plus a margin of 2.00%. The maximum change in the interest rate is up to 1% at the first adjustment, up to 1% every twelve months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.75%) and your payment will increase. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires.

For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

⁵ Available on select homes. Terms and conditions apply.